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by Keith Morris
Topic: ID Theft
> 1 min read
It is an excellent choice for someone concerned with the essentials of identity protection and who operates on a budget.
Offers the most identity protection and monitoring of the 2 providers. Your entire identity, and your family’s, are protected and secured.
Home Security Heroes recommends Identity Guard Identity Theft Protection Service because of its comprehensive coverage and reliable service support. All plans have $1 million insurance and a US-based customer care team. Its basic plan offers top features while its Ultra Plan gives one of the most complete packages in the market.
Many of us have either experienced identity theft or know someone that has been a victim. It is not a pleasant experience, especially if you’re going through it by yourself. Identity protection specialists have created services that make it easier to deal with and recover from an identity theft.
If you’re looking into purchasing identity protection services for you or your family, it helps to be informed so that you can find a provider that offers the right plan for you. Between IdentityForce vs. IdentityGuard, you can explore the services that make each one unique and find the one that best suits your needs.
IdentityForce vs. Identity Guard: Comparison
WHAT YOU GET
Identity Theft Protection
- 1 IdentityForce vs. Identity Guard: Comparison
- 2 QUICK FACE-OFF
- 3 IdentityForce Features and Services
- 4 Identity Guard Features and Services
IdentityForce Features and Services
You can use either of the plans to cover your family by selecting the IdentityForce family plan option on its page. Add your children for no extra charge with the ChildWatch feature that covers their Social Security number and gives them the same insurance as the adult plans. They also receive fully managed identity restoration.
Each plan from IdentityForce features $1 million in insurance coverage. The coverage reimburses you for stolen funds and covers lawyer and expert fees or stolen funds.
Identity Theft Protection and Credit Monitoring
Protection is offered in the form of monitoring your credit, bank accounts, social media, court documents, and scanning the web for your information. Everyone has a medical identification number, so IdentityForce scans your medical number on the web to ensure no one is using it for medical care or receiving your benefits.
Your credit file with all 3 bureaus is monitored in the UltraSecure+Credit plan. Your file is scanned daily for changes or inquiries, you receive scores from VantageScore 3.0 (from Experian), and have online access to your credit report.
If you become a victim of identity theft, IdentityForce provides experts that will complete the paperwork, phone calls, and any other task you don’t have to do yourself explicitly. When experts do it for you, your identity is restored much quicker, and you can get back to your life.
Plans and Pricing
UltraSecure is the lowest-tier plan that covers the essential identity theft protection tasks. You receive all of the features mentioned previously for $8.99 per month or $89.90 annually.
The UltraSecure Family plan adds your spouse or domestic partner to the protection plan. If you have children or are beginning a family, you’re able to add them all to your plan with ChildWatch, IdentityForce’s child identity protection service. The family plan runs $24.90 per month or $249 annually.
UltraSecure+Credit is the addition of credit monitoring services to your plan. An individual account costs $19.99 per month or $199.90 annually.
If you have a domestic partner or spouse and add them to the plan, it costs $35.90 per month or $359 per year. The ChildWatch plan can also be added for free to cover any children you have or might have.
Pros and Cons
Identity Guard Features and Services
IdentityGuard’s plans cover 2 adults and all the children in your family. Everyone’s social media accounts are monitored, as well as their Social Security numbers and any accounts you may have set up for them.
IdentityGuard covers all identity theft costs, including stolen fund replacements, lawyer and expert fees, and document replacement up to $1 million. The fees have to be related to identity theft, and the amount is per year, not per occurrence.
Identity Theft Protection and Credit Monitoring
You and your family’s identities are protected by employing scanning technology designed to look for personal information in specific places. Your credit card and bank account numbers, Social Security numbers, and any other information associated with your identity trigger alerts if they are found.
Your credit file is monitored at all 3 credit bureaus with the two top plans, and you receive monthly credit scores so you can stay up-to-date with your credit. If anyone tries to initiate a credit check in your name, you’ll receive alerts so that you can deal with it.
The Ultra plan provides the best identity restoration service with the white glove concierge restoration, where much of the work restoring your identity is done for you. The lower-tier plans provide restoration assistance with experts guiding you through the process.
Pricing and Plans
The Value plan provides $1 million in identity theft insurance, a risk management report, and data breach notifications. You’ll also receive dark web monitoring and a safe browsing tool. Monthly pricing for an individual is $8.99 ($7.50 per month for an annual plan), and for a family is $14.99 ($12.50 per month billed annually).
The Total plan adds bank accounts and IdentityGuard credit monitoring for $29.99 per month or $25 per month billed annually for a family. The monthly price is $19.99 or $16.67 per month (billed annually) for an individual.
The Ultra plan offers the most features for financial account and credit monitoring. Added are investment monitoring, criminal and sex offender monitoring, and address and home title monitoring. An individual’s cost is $25 per month (billed annually) or $29.99 per month (billed monthly). This IdentityGuard family plan costs $33.33 per month, or $39.99 per month (billed annually).
Pros and Cons
The rate of identity theft is increasing every year as thieves adapt to every security measure. As busy consumers, parents, and adults, there is only so much that we have time to do in a day. Consistently checking our accounts, credit, court records, titles, deeds, or anything else containing our information or money would be exhausting and consume far too much time. For this reason, identity protection companies have automated many of the tasks for us using advances in technology and artificial intelligence.
As more of our identities are created digitally, thieves will keep finding ways to access our information and steal from us. While we can monitor things ourselves, it is much faster and easier to have automated tech instead. This is because it can operate and scan 24 hours a day, protecting us while we are working, spending time with friends and family, and vacationing.
It remains critical to our families’ security and welfare to protect our identities with the best protection there is. IdentityGuard provides the more complete identity protection of the two compared in this review.
While no one can prevent identity theft, your credit, finances, and identities are closely watched for you by IdentityGuard, making it an excellent choice to protect your family from identity thieves.
* The score you receive with Identity Guard is provided for educational purposes to help you understand your credit. It is calculated using the information contained in your TransUnion credit file. Lenders use many different credit scoring systems, and the score you receive with Identity Guard is not the same score used by lenders to evaluate your credit.
** Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group‚ Inc. The description herein is a summary and intended for informational purposes only and does not include all terms‚ conditions and exclusions of the policies described. Please refer to the actual policies for terms‚ conditions‚ and exclusions of coverage. Coverage may not be available in all jurisdictions.
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About the author
Keith Morris is a 20+ year veteran of the security game, with the knowledge and experience to set you on the right track toward personal safety and security. His firm is committed to giving you the tools and know-how to combat any threat to your safety.
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