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InfoArmor vs LifeLock. LifeLock is made for the individual consumer whose goal is to protect their own identity as well as their family. InfoArmor, on the other hand, is geared towards businesses and their employees, although it still offers good services to individuals.
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There is no doubt that cash is fast hurtling towards irrelevance and soon the only place we’ll find it will be in a museum. There’s no denying that tech has transformed the way we do business. However, there are some obvious caveats.
To take advantage of the cashless way of life, we must surrender our personal information. This puts us and our loved ones at risk of digital crime just by accessing any Wi-Fi publicly without even knowing the host your connecting to. From lost saving to reputation damage, there is a lot that can go wrong & has gone wrong for millions.
However, there are tools such as online ID projection services, which can help you stay safe. Within this article, we will compare two well-known ID protection services, LifeLock and InfoArmor, to help you understand what they off and which one should you choose for your digital protection.
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LifeLock vs InfoArmor – Head to Head Comparison
- Both services offer generous insurance coverage for financial loss resulting from ID theft
- They both offer a robust information surveillance mechanism including dark web monitoring
- They both provide access to credit scores at least once a year
- Both services offer dedicated resources for quick restoration after a breach
- When it comes to customer service, both services pass with flying colors
- They both offer bulk discounts for Annual Plans
InfoArmor Features and Services
Within the following section, you will find an in-depth review of Experian InfoArmor:
Based out of Scottsdale, InfoArmor started offering its ID protection services in 2007. It focuses on providing businesses with a robust solution for keeping their employees and their families safe from online fraud and ID theft.
It offers quite a comprehensive feature bucket, which includes dark web monitoring, stolen fund reimbursement, tax refund protection, pre-existing fraud existence, deceased family member coverage, enhanced information surveillance, lost wallet protection, digital exposure report, social media monitoring, credit assistance, TransUnion report & scores, and IP address monitoring.
Pros and Cons
- They offer a $1 million insurance policy
- Identity restoration help to pre-existing ID theft cases with the help of Privacy Advocates
- Digital exposure reports
- Proprietary Monitoring Mechanism
- Up to 2 Months Free on an Annual Plan Subscription
- IP Address MNonitoring
- Limited Family Coverage as compared to other services
- Limited Credit Monitoring – only one credit agency instead of 3
- Quite expensive to get started at $14.95 a month
- No added Anti-Virus Software
Plans and Pricing
Unlike some of the other services, InfoArmor does not offer any subcategories within its individual plan. They have divided their roster as Individual and Family.
- At $14.95 a month, it comes somewhere in the middle of the pricing spectrum. Although cheaper than LifeLock, it is still quite expensive than some other options.
- However, it does offer a decent discount if you subscribe to their annual plan. The annual subscription will cost you $149.95 a year. This means you will only have to pay for 10 months to stay protected for the year. You will have access to all the security features mentioned above.
- InfoArmor also offers substantial coverage of up to $1 million if you fall victim to ID theft along with account restoration assistance.
- InfoArmor’s family plan will cost $24.95 for the month. But you can make some of that back by availing their annual program.
- You will get a discount of 17% and will pay for the year instead of $299.4. That said, they have put a limit on how many minors can be added. You can only add 4 minors in addition to 2 adults.
- This is quite surpassing considering many other services allow you to add 6 to 8 minors.
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LifeLock Features and Services
Let’s take a closer look at what LifeLock brings to the table.
Considering that over 5 million individuals and families have entrusted LifeLock with their digital security, it is without a doubt one of the most well-known ID protection services out there. It offers protection for your bank accounts, credit, and other sensitive information. If you are an ID theft victim, LifeLock will help you with the account restoration process and offers generous coverage for financial loss resulting from digital fraud.
Pros and Cons
- Complete refund can be requested within 60-days.
- Up to $1 million for financial loss and $1 million for personal expenses
- 24-7 phone assistance
- Dedicated identity restoration department
- Expensive family plan
- You’ll have to pay a dollar extra per month for any plan you subscribe after 1 year.
Pricing and Plans
- It is the cheapest of the lot and costs $7.5 per month. However, if you pay up for the year it’ll cost $125 instead of $144.
- You’ll get up to $1 million in case of financial loss due to stolen identity. Also, you’ll be entitled to $25,000 each to cover personal expenses and lost income.
- This plan has a price tag of $17.99 per month or $14.99/month for the year.
- In addition to the features of the Standard plan, you get a more generous coverage for financial loss and personal expenses at $100,000 each.
- For credit monitoring, you get an additional Equifax credit report and Equifax VantageScore 3.0 credit score annually. Plus, you will be immediately notified if your credit card is being used
- It will cost you $23.99 per month or $19.99/month for the year. Despite the price, it offers 2 key advantages. One, the personal expense coverage is raised up to $1 million. Two, credit screening is even more thorough.
- Reports from all 3 credit agencies are included, plus you’ll have monthly access to Vantage 3.0 scores from the credit reports of Experian and TransUnion and to sex offender alerts.
- After you sign up for any of the 3 individual plans (LifeLock Standard, Advantage or Ultimate Plus), you can add children under 18 to the plan for $5.99 per child per month.
- To add your partner, you’d have to sign up for a separate individual plan.
Final Verdict – LifeLock Wins
Lifelock’s family plan is quite expensive when you factor $6 a child and a separate account for your partner. However, they provide great security in addition to regular access to credit reports. So if budget is not a major barrier then LifeLock makes more sense.
InforArmor is also quite pricey at $14.95 a month but it offers a healthy discount. Moreover, it provides certain security features that you won’t find in other services. However, family coverage is quite limited.
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