Home Security Heroes independently tests and reviews every product. We may earn a commission when you buy through our links. Read more here.
LifeLock is the choice for those who want comprehensive coverage including credit bureau alerts and reports. It offers protection and financial restoration solutions though it does not monitor all transactions of businesses. Zander is more affordable but it is for those who only want identity theft protection.
Lifelock provides two distinct advantages. One their personal expense compensation package probably the best on the current, with up to $1 million expense coverage depending on the plan. Secondly, they provide an extra layer of security as credit screening and reports from all 3 credit bureaus. However, that comes at a premium and will cost you twice as Zander. So, if the price isn’t an issue and you feel the need to have credit screening the choose LifeLock
With every passing day, cash is fast becoming a relic of the past. Tech has indeed made our lives easier and quicker. That, however, has come at a somewhat steep price – to share our sensitive information. This leaves the door ajar for anyone who intends to inflict personal and financial harm through identity theft.
Within this article, you will learn quite a bit on identity theft and why it makes a lot of sense to invest your time and a bit of cash to avoid potentially catastrophic damage. We’ll also guide you on what to look for while choosing an identity protection service and which one deserves your hard-earned cash.
Get It Now and Enjoy OFF!
But First, Why Should You Trust Us?
You can learn more about our testing process here.
LifeLock vs Zander – Head to Head Comparison
Both have their advantages and drawbacks. The following section will present a functional comparison between these two services. If you’re short on time or patience, here’s a quick rundown on both.
If you’re squeezed for time, we have also added a quick 10-second Identity Guard comparison with LifeLock.
Zander’s claim to fame seems to be the unwavering endorsement of Dave Ramsey, a very well respected personal finance expert. Considering its low prices, Zander still manages to provide decent identity protection. It includes financial and tax fraud, medical identity theft, criminal identity theft, social security fraud, child identity theft, employment fraud, and title fraud.
When it comes to insurance coverage, you are eligible for up to $1 million plus you will be provided assistance for account restoration post identity theft.
Pros and Cons
Zander offers customer care that is as good as any of the top tier identity protection services. You’ll have 24-7 access to their customer care reps even on holidays. Also, their account recovery is just as robust and more importantly available 24-7, unlike some other protection services.
Zander Identity Theft plans
Zander offers a somewhat limited but a very simple plan roster optimized to deliver doo value at a reasonable cost. Unlike some of the other protection services, Zander provides only 2 plans – individual and family.
LifeLock Features and Services
You will find, within the following section a detailed Norton LifeLock review.
Lifelock offers protection for your bank accounts, credit, and other sensitive information. If you have been hard done by identity theft, LifeLock will help you recover your compromised accounts and will also reimburse in case of financial loss and you will be provided legal expertise. Moreover, it has an easy to operate interface, and the phone support is available round the clock all week.
Pros and Cons
LifeLock offers a very reliable customer service platform. Even the phone line for non-urgent issues is accessible 24-7. Similarly, their identity restoration department is just as responsive and will guide you through the entire process if you have fallen prey to identity theft.
Pricing and Plans
Final Verdict – LifeLock Wins
Zander and LifeLock both offer affordable plans that provide identity theft protection. Though Zander offers insurance coverage of up to $1 million restoration like LifeLock in cases when identity is stolen, the latter also also protects through credit screening and reports from 3 credit bureaus. Read our reviews of their features including fees, insurance assistance, plans, customer support. and other premium benefits.
Key Identity Theft Statistics?
From credit card scams to utilities and tax fraud, identity theft can take many forms. And with every passing pay, the identity theft numbers seem to be shooting through the roof! Here are some startling statistics that should give you an idea of how common it’s getting.
- Nearly 1 out of every 4 Americans admits to having been a victim of identity theft.
- There’s been a 400% rise in identity theft occurrences between 2017 and 2018.
- Credit card fraud, employment/tax-related fraud, and phone/utility fraud are the 3 most common types of identity theft.
- You’re quite likely to be initially contacted through phone for identity scams. Almost 70% of the victims confirmed that they got sucked into it through their phones.
The Value of Identity Protection
Here are a few compelling reasons for paying attention to your identity security:
What Matters While Protection Shopping
Following are some key factors you must pay attention to while deciding on the protection service:
- Check several service providers: There are plenty of options currently available, each with its own set of pros and cons. Evaluate a few of them before pulling the trigger, so you get the best combination of value and protection.
- Pay attention to what people are saying: If you are about to subscribe to an identity protection service for the very first time, you may find yourself scratching your head, especially when it comes to the fine print. Customer feedback will give you a good idea if the service truly delivers what it promises.
Other Comparison Articles:
Last Updated on