Equifax is an excellent online security service that can freeze your credit if you need to and offers comprehensive coverage for both individuals and families.
With Norton 360’s unparalleled defenses, LifeLock is an excellent online security defense service that monitors the dark web and offers a generous $1 million insurance coverage.
In the modern world, you are vulnerable to online threats. Thieves can steal your financial resources or your personal information, which can be used to open new accounts or other nefarious activity.
In the competition of Equifax vs. LifeLock, LifeLock is a step above the competitor with estimable security services that monitor credit bureaus and lets you know immediately if anything untoward happens.
LifeLock reviews are unanimous: It is an excellent online security service that offers 4 tiers of protection and $1 million in coverage should you fall victim to any cyber thievery. You can protect yourself and your family from threats with LifeLock’s security services.
Equifax vs. LifeLock: Comparison
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Similarities
Differences
LifeLock Features and Services
Antivirus Software
With Norton 360, you know you have the best digital defenses to ensure that you will not fall victim to malware and phishing attacks. The technology that LifeLock uses is top-of-the-line and ensures you never have to worry about cyber theft with LifeLock’s identity theft protection.
Credit Bureaus and Dark Web Monitoring
Not only does LifeLock keep an eye on activity that involves your credit score, but the security company makes sure that nothing about you, account numbers, or personal information turn up on the dark web, where a lot of that information is bought and sold.
Extensive Insurance Coverage
With up to $1 million in protection, you know that you’ll be covered with LifeLock. LifeLock’s generous insurance covers any financial losses you suffer from online identity theft or fraud.
Family Protection
For an additional $5.99 per month, you can add your children to your LifeLock family plan if they’re under the age of 18. You may want to sign your partner or mate up for another individual plan as adding another adult becomes pricey.
Loss of Wallet Assistance
With protection from losing or having your wallet stolen, LifeLock’s Lost Wallet Assistance will help you cancel your credit cards and recoup your losses from an accidental misplacement or theft.
Plans and Pricing
Standard
LifeLock monitors 1 credit bureau and activity with your Social Security number. The same services are offered, but with a family plan, you can add family members. This plan has generous coverage and offers $1 million for any digital crime, $25,000 for financial losses, and personal expenses.
Advantage
The benefits of the standard plan, plus the financial and personal expense coverage, increase to $100,000 each. You get an Equifax credit report monitoring and a Equifax VantageScore 3.0 credit score annually.
Ultimate Plus
Personal expense coverage raises to a cool $1 million, and the credit bureau monitoring increases to 3 bureaus, not just 1. With sex offender alerts, you can be sure of your cyber safety with these excellent security measures.
Family Plan
Any children under the age of 18 can be added to your family plan and benefit from all of the assets LifeLock offers in its individual plans. However, adding a spouse or domestic partner can be expensive, so you may want to buy another plan.
Pros and Cons
PROS
CONS
Equifax Features and Services
Prompt Alerts
Equifax reviews note that you will know almost immediately when something occurs that involves your name or any of your accounts. Through email and texts, Equifax alerts you to any nefarious actions so that you can address the issue promptly and ferociously.
Internet Surveillance
This online security service watches all 3 bureaus for Equifax’s credit monitoring to ensure nothing is going on that could threaten your financial or personal security. Thieves often sell your information that could let people take over your personal accounts; most of the time, losing some of your money is ONLY the beginning of the problem.
Social Security and Medical Record Surveillance
Some of the most vulnerable information you may record online is your medical history’s specificities and your Social Security number. Equifax will pay special attention to these areas to ensure they are not undefended.
Access to and Surveillance Records of Credit Reports
You can help yourself by monitoring your credit reports, and Equifax will make sure you have the reports so that you can. Around-the-clock surveillance of your Social Security number means you never have to worry that someone will get their hands on your SSN, and they won’t be able to steal your identity or wreak havoc on your personal, professional, and financial security.
Pricing and Plans
IDEssentials Individual
For only a little over $10 a month, this affordable plan monitors all 3 credit bureaus, medical records, and dark web monitoring. If you buy a whole year in advance, you save 23%, bringing the annual cost to a practical $125.
IDEssentials Family
With up to $1 million in insurance coverage, you can add up to 6 family members to make sure that your whole family remains safe from cyber threats. There is also a discount for an annual purchase, with savings of up to 21%, only paying $240 for an entire year of coverage for all the members of your family.
Pros and Cons
PROS
CONS
Conclusion
If you live and work in the modern digital world, you are susceptible to online cyber threats. Thieves can steal money, but that is often the least of your problems. If cyber thieves get their hands on your personal information, they can start new accounts, apply for new credit cards, and wreak havoc on your financial and personal security.
To stay as safe as possible in the digital world, you need a defense service that will monitor all the credit bureaus, keep an eye on your credit score, and offer resources to help you restore any compromised information. The service you chose should offer up-to-the-minute alerts on anything that may look even remotely suspicious.
Between 2 top competitors, LifeLock and Equifax, LifeLock is the clear winner. With excellent customer service, family plans, and a generous insurance coverage plan, LifeLock will keep you safe through thick and thin.
Both Equifax and LifeLock will notify you through email, text, or mobile app, but LifeLock has special fraud restoration specialists to help you through your crisis and to help train you to avoid any potential trouble in the future.
LifeLock also monitors social media activity online and pays explicit attention to your Social Security number, medical records, or any criminal records that exist with which you had nothing to do.
When you need a reliable, experienced security service to help you manage your online accounts, you can do no better than choose LifeLock.
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