by Calvin Fellows
Topic: ID Theft
> 3 min read
An excellent choice for someone who needs essential identity protection and assistance. Great for someone on a budget with a family.
One of the most comprehensive identity theft protection suites available. MyIDCare doesn’t have near the features available. Fantastic for individuals and families alike.
You have likely considered whether you should purchase identity protection for you or your family. As information technology expands, your personal information expands with it; so do the opportunities for thieves because there are always methods of exploiting technology for personal gains. Identity theft protection suites help reduce the chances of significant loss from an identity theft.
When you’re looking for identity protection services, it can be challenging and time-consuming to compare the different plans and providers that are available. In MyIDCare vs. LifeLock, you can learn about the features and benefits of each service. Find the one that gives you the identity theft protection services you are looking for.
MyIDCare vs. LifeLock: Comparison
WHAT YOU GET
- 1 MyIDCare vs. LifeLock: Comparison
- 2 QUICK FACE-OFF
- 3 MyIDCare Features and Services
- 4 LifeLock Features and Services
MyIDCare Features and Services
MyIDCare credit monitoring covers individuals and families. You can select from two plans, each of which has a family option. Each plan can cover up to two adults and five children.
Identity Theft Protection and Restoration
MyIDCare uses state of the art scanning software to search the dark web for your personal information. If the software finds any of your data on exchanges or sites known for information trafficking, you receive alerts so that you can begin notifying your financial institutions and check your accounts.
Recovering from identity theft can be expensive. You may have had money stolen, so it’s essential to have insurance to help you pay the fees for experts, lawyers, or other costs. MyIDCare provides up to $1 million to pay for the expenses of recovering your identity and financial accounts.
Your identity and credit can be used to open new accounts or take out loans in your name. Your credit file has all of your credit-based transactions in it, so MyIDCare monitors your credit file. If someone attempts to use your name for a loan, you’ll receive a notification that will let you deal with it immediately.
TransUnion is one of the 3 credit bureaus that collect your credit information and maintain your credit file. MyIDCare lets you lock your TransUnion credit file so that no one can do anything in your name that requires a credit check. You can unlock the file anytime you need a credit check, then lock it back up.
Plans and Pricing
The Essential plan can be purchased in two options to cover either an individual plan or family. The individual plan costs $9.95 per month, and the MyIDCare family plan is $19.95 per month. You receive identity protection notifications and insurance, as well as the services of identity recovery experts.
MyIDCare’s top plan is the Premier plan. With Premier, you gain the ability to lock your TransUnion credit file, have your social media accounts monitored, and receive instant alerts if a lender initiates a credit inquiry. You can purchase the Premier plan for a family for $39.95 per month or an individual for $19.95 per month.
Pros and Cons
More about MyIDCare features that is common for people
LifeLock Features and Services
LifeLock credit monitoring is tailored for individuals and families. For families, you can purchase coverage for you and a partner or spouse and up to 10 children.
Identity Theft Protection and Restoration
Lower-tier plans offered by LifeLock cover the essentials of identity protection, starting with Social Security number and personal information alerts and 1-bureau credit monitoring. Each of the other packages increasingly adds more features for securing devices and financial account activity.
All your information is scanned for on the internet and the dark web to ensure it is not used by someone other than you. If any of your information is found, you’ll receive alerts so you can take action.
Restoration experts are on call and can be accessed through the mobile app. LifeLock’s experts provide assistance and guidance for recovering your identity, taking you through each step.
Your credit file is monitored at 3 bureaus in the Ultimate Plus plan only. The other plans monitor 1 bureau. You receive alerts if there are any credit inquiries or changes to your credit file.
The LifeLock app allows you to lock your TransUnion credit file to prevent unauthorized credit inquiries from occurring. You can unlock the file from the app when you need to apply for a loan or open a new account and lock it up when you are finished.
Pricing and Plans
Standard is the lowest tier of the LifeLock plans and will cost you $8.33/month (paid annually) or $9.99/month (paid monthly).
The second-tier plan is the same price as the Standard plan the first year. It runs $8.33/month (paid annually) or $9.99/month (paid monthly). The extra feature is Norton 360 security, and it renews at a higher price than that of the Standard plan.
The Advantage plan is priced at $16.67/month (paid annually) or $19.99 per month (paid monthly). It includes Norton 360 services and financial account monitoring.
The Ultimate Plus includes all the lower-tier plans ID protection features plus home title monitoring, 3-bureau credit reports/scores, and more device protection services. This LifeLock family plan is $25 per month (annual billing) or $29.99 per month (monthly subscription) and has the highest renewal pricing.
Pros and Cons
Unfortunately, everyone has to worry about their identities being stolen. Our personal information is on the internet, no matter how hard we may try to safeguard it. Additionally, the internet is so vast there is no way for anyone to scan for their information without assistance.
If your identity is stolen, it can cost hundreds of thousands of dollars to recover it in lawyer fees, official document costs, and other expenses. You and your family need the best identity protection you can get. MyIDCare is an excellent choice for monitoring your identity and alerting you, and their restoration services are the best available.
However, LifeLock offers much more protection with its all-inclusive plans. Your devices hold tons of information about you, so securing them with a VPN and antivirus is a smart move. When you consider that their information scanning technology, insurance, and credit monitoring are all included in one convenient package, it’s hard to debate that LifeLock offers much more comprehensive protection than MyIDCare.
All the features LifeLock provides in its plans come at an excellent price. If you are looking for the best identity theft protection and coverage for you and your family, LifeLock has you covered.
About the Author
Calvin Fellows is a former military security agent and police detective who headed security administration. Calvin is experienced and knowledgeable in all avenues of personal and corporate security, and is dedicated to educating people on how to preempt any physical or cyber security attacks before they happen.
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