Based on our extensive testing, we have found that for most people, Identity Guard is the best identity theft protection service.
by Keith Morris
Topic: ID Theft
> 1 min read
Its free Norton Antivirus app makes it a very good reason to choose this service. It also offers social media monitoring and a dedicated resource for case resolution which other companies do not provide.
TrustedID may be limited in its features but it does offer something that LifeLock does not- a look into the Equifax report. It is also priced higher compared to its competition.
The convenience of modern life has made us complacent about many things, including our digital security.
If you also happen to take your online safety casually, you will likely have to deal with a rude awakening. It’s not a question of if; it is a question of when. Especially when you consider that hackers these days won’t give up unless they get a pound of your flesh.
It’s not surprising to come across a horror story of how someone lost their savings through identity fraud or online scams.
However, it doesn’t mean you have to end up with the same fate. Signing up with an online ID protection service will significantly increase your odds of surviving such attempts.
Within this article, we will compare two well-known ID protection services LifeLock and Trusted ID to help you understand what they offer and which one should you choose for your digital protection.
- 1 LifeLock vs Trusted ID: A Quick Comparison
- 2 LifeLock
- 3 Trusted ID
- 4 Pros & Cons
- 5 Summary
LifeLock vs Trusted ID: A Quick Comparison
Don’t have a lot of time on your hands? Here’s a quick look at what’s on offer from both services:
Identity Theft Insurance Cover
Robust information screening
Annual Plan Discount
Dark web monitoring
Dedicated Account restoration assistance
Reliable Customer Support
Sex offender alerts
Lost wallet protection
Social media monitoring
Lost wallet assistance
Social security number surveillance
Equifax credit report lock
Let’s take a closer look at what LifeLock brings to the table
Features and Services
With plenty of experience behind them, they have captured a large chunk of the online security niche. Over 5 million individuals and families trust them with their online safety. It offers protection for your bank accounts, credit, and other sensitive information. If you are ID theft victim, LifeLock will help you with the account restoration process and offers generous coverage for financial loss resulting from digital fraud.
Pricing and Plans
1. Basic Plan
It starts at $11.99 per month. Although priced higher than some of the other available starter plans, it does offer a nice discount for subscribers who sign up for the annual plan; you will be paying $125 instead of $144. You will get up to $1 million insurance for digital crime and an additional $25,000 for financial loss and to top it off you’ll be entitled to $25,000 more to cover personal expenses.
However, you won’t have access to credit reports or credit scores. But it will monitor your Equifax credit records. Moreover, you will be prompted if it finds online any of your sensitive information such as your address, bank accounts, or SSN.
2. LifeLock Advantage Plan
You will have to pay $23.99 a month or $20 per month if you choose their annual plan. You will get all the features of the Standard plan. Moreover, financial loss coverage and personal expenses payments are raised to $100,000 each. You also get an additional Equifax credit report and Equifax VantageScore 3.0 credit score per year. They will also monitor your credit usage for fraudulent activity.
3. LifeLock Ultimate Plus Plan
You will have to pay $34.99 a month or $28.33/month for the year. The plan sharply raises the personal expense coverage to $1 million. Secondly, it offers improved credit screening. You will have access to reports from all 3 credit agencies, plus you’ll have monthly access to Vantage 3.0 scores from the credit reports of Experian and TransUnion. The plan also offers sex offenders alerts.
4. Lifelock Family Plan
You can include children under the age of 18 to your plan for an additional $5.99 per month. However adding your partner is not cheap, you’ll have to sign up for a separate individual plan.
Within the following section, you will find an in-depth review of Trusted ID:
Features and Services
Trusted ID started its operations in 2004. Functioning out Paulo Alto, California, it is owned by Equifax, which is a major consumer credit reporting agency.
Its feature bucket includes $1 million identity theft insurance, Equifax credit report, three-bureau monitoring, Equifax credit report lock, social security number surveillance, lost wallet assistance, and dark web monitoring.
Trusted ID Plans & Pricing
There is some confusion regarding Trusted ID’s current plan offering. It is important to mention that up until early 2018, they offered free signups. Currently, their official website doesn’t offer any concrete data on plans and pricing. However, we have gleaned some information from several online forums and previous customer reviews. Here they are:
1. IDEssentials Individual
To get started, you will have to pay $13.49 a month and if you sign up for their annual plan, you can bring it down to under $11 a month. You will have $1million in insurance coverage. Other features include credit reports from all 3 agencies, medical record surveillance, antivirus software, internet, and dark web monitoring and you can also lock your credit reports.
2. IDEssentials Family
The family plan will run you $25.19 each month. You can add up to 6 family members. You will get all the features of the individual plan including the $1 million insurance cover. If you pay for the year your monthly bill will be $20.
Pros & Cons
Here’s a quick look at their pros and cons.
Lifelock’s family plan is quite expensive when you factor $6 a child and an additional account for your partner. However, they provide great security in addition to regular access to credit reports. So if budget is not a major barrier then LifeLock makes more sense.
At $13.49, Trusted isn’t cheap. However, a healthy annual discount and access to credit reports from all 3 agencies make it a compelling option to consider.
Other competitors listed:
About the Author
Keith Morris is a 20+ year veteran of the security game, with the knowledge and experience to set you on the right track toward personal safety and security. His firm is committed to giving you the tools and know-how to combat any threat to your safety.
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