IDNotify vs LifeLock - Na, Get This One for 33% Less Today

by Calvin Fellows

Topic: ID Theft

> 3 min read

IDnotify is an excellent choice for a budget-minded consumer that is worried about identity theft. You can protect your entire family with these well-rounded plans.

Affordable identity protection coverage
Provided by a credit bureau, there are no middlemen involved in resolving credit issues
ID Recovery experts assist you when you need it most

We Recommend Identity GuardSign Up Now

LifeLock is one of the most comprehensive identity protection suites available. Protect your entire family’s identities and their devices in one place.

Top-of-the-line identity protection
State-of-the-art device protection
Customize a plan that fits the needs of your entire family

Check Latest PriceGet 25% OFF Listed Price

It seems that the more we advance technologically, the more ways thieves find to steal from others. Identity theft, or the use of a person’s identity to gain access to their funds or credit, is growing at an alarming rate. The increase in identity theft has given rise to companies that specialize in helping people monitor their personal and credit information so that they can take action before a theft gets out of control.

If you are wondering about IDnotify vs. LifeLock, each offers comprehensive identity theft protection. However, one may have the features you need at the price that is better for your budget. Here’s how the two stack up against each other.

IDNotify vs. LifeLock: Comparison

WHAT YOU GET	IDNOTIFY	LIFELOCK
Pricing	We Recommend Identity Guard	Check Latest Price
Coverage	1 adult, add 1 adult and up to 10 children with a family plan, or add up to 10 children	2 adults, up to 10 children
Insurance	No fund replacement with IDNotify Expenses and legal costs reimbursed up to specific amounts Lost wallet services	Stolen funds reimbursement up to $25,000 Personal expenses up to $25,000 Lawyer and expert fees up to $1 million Amounts increase with upper-tier packages Stolen wallet protection
Identity Theft Protection	Dark Web monitoring SSN tracking Regular internet tracking Social media account monitoring Sex offender registry monitoring Payday loan tracking	Notifications on Crimes Committed using your name Dark Web Monitoring Sex Offender Registry Tracking SSN Tracking Financial Account Tracking Change of USPS Address Alerts Privacy Monitor Home Title Monitoring 401(k) and Investment Account Monitoring ID Verification Monitoring Norton 360
Identity Restoration	ID restoration assistance available	ID restoration assistance available
Credit Monitoring	Up to 3-bureau credit monitoring and report Monthly credit snapshots Dormant account monitoring	Up to 3-bureau credit monitoring

QUICK FACE-OFF

Similarities

Individuals and family members can be covered by both providers.
Identity recovery experts are available to walk you through the steps of recovering your identity.
The internet and dark web are scanned using artificial intelligence and machine learning programs, which check for your personal information and send you alerts if found on known information tracking sites.
Expenses that are incurred as a result of recovering your identity are reimbursed up to specific amounts. Examples include legal fees or vital document replacement fees.
Family members can be added to policies for additional fees.
Each provider monitors most of the known methods for stealing identities; however, the bottom- and middle-tier plans are lacking in many of the services.
Both IDnotify and LifeLock have apps that work on iOS and Android devices. Both deliver alerts to your phone.
Court records can be monitored for your information. The records include sex offender registries, address change requests, and more.
Your social media accounts can be monitored for malicious activity or takeovers
Your Social Security number is monitored. If it is used, you’ll receive a notification.
Lost or stolen wallets protection is an easy method of freezing credit cards and replacing ID cards or driver licenses with one call.

Differences

Lifelock identity theft protection provides up to $1 million in stolen fees and expense reimbursement, depending on the plan you have selected.
If your information is used in criminal proceedings, Lifelock sends you alerts.
You can monitor your financial accounts with Lifelock, such as your bank accounts, 401(k), or investments, along with your credit file.
Lifelock monitors your credit file at either 1 or 3 of the credit bureaus, depending on your plan.
You can lock your Transunion credit file with Lifelock’s app.
IDnotify doesn’t provide the ability to lock a credit file via their app. You’ll have to purchase a separate service to do this or call the credit bureaus to do it.
Lifelock provides security for computers, Macs, smartphones, and tablets with the Norton 360 security suite.
LifeLock monitors data breach notifications, and alerts are sent if your data is included in a breach.
LifeLock includes ID verification in their services at many retailers and merchants. If your ID is used in a purchase attempt, you’ll be notified.
In a world where bad news is rampant, it’s nice to get some good news. If you have positive credit changes, IDnotify lets you know.
LifeLock is more expensive than IDnotify.

IDnotify Features and Services

Coverage

IDnotify essentially has 4 packages you can choose from. The Essential package is the basic plan that includes internet surveillance, lost wallet services, identity restoration help, and social media monitoring. You can purchase family coverage (2 adults and up to 10 children) or add up to 10 children to the plan.

The Select plan adds IDnotify credit monitoring, credit scores and reports, and identity theft insurance, along with scanning the internet and dark web for your information. You can create a Select IDnotify family plan or child protection plan.

The Premier plan has the most comprehensive coverage, adding in notifications and alerts along with full credit file monitoring. Similarly to the lower-tier plans, you can create a family or child protection plan from the Premier plan.

Identity

Depending on the plan you subscribe to or create, your identity is monitored by scanning addresses, court records, Social Security numbers, social media accounts, and some of your financial accounts.

You receive identity restoration services in the form of guided assistance. The specialists can take you step-by-step on recovering your identity.

Credit

IDnotify monitors your credit through Experian on the two top-tier plans. In the Premier plan, you receive monitoring of all 3 bureaus, along with a monthly credit snapshot that informs you of any monthly credit activity or changes.

Plans and Pricing

Essential

The Essential plan costs $9.99 per month. If you have a family, you can upgrade it to cover your family of up to 10 children for $10 more per month. If you only have children you want to protect, you can upgrade the Child Protection Plan plan for $5 per month.

Select

The Select plan runs $17.99 per month. Like IDnotify’s other plans, you can upgrade to a Family plan for $10 more per month or a Child Protection Plan for $5 per month.

Premier

The top-tier plan costs $25.99 per month and can be upgraded for $10 per month for a family or $5 per month for just children.

Pros and Cons

PROS

Less expensive than LifeLock, many of the same features are present.
Expert identity restoration support to guide you through the process.
Customize the plan you want for your needs.
The IDnotify app sends you alerts.
IDnotify identity theft protection is affiliated with a credit bureau.
A very comprehensive service if you choose the higher-tier plans.
Your financial accounts are monitored for takeovers or unauthorized activities.
Identity theft insurance helps you recover expenses incurred from theft.
If your wallet is stolen, you can freeze credit cards and replace ID cards with one call.
Protect an entire family of up to 12 people with one plan at low prices when compared to other providers.

CONS

The Essential plan’s only useful feature is the internet and dark web scanning technology.
You can receive credit reports and scores from the credit bureaus annually without a subscription.
Most banks monitor your credit card activity and account for suspicious activity.
No device security tools or antivirus is offered in any of the packages.
Your investment accounts are at risk with no option to have them monitored.
No option for a virtual private network to secure the browsing habits of your family.
The app doesn’t include an option to lock your credit file or unlock it for quick access.
You can do most of the monitoring and checking yourself, although it is time-consuming.