by Keith Morris
Topic: ID Theft
> 2 min read
IDnotify is quite competitive with its services which include credit report monitoring and scores. But it lacks some useful features like computer security tools. Read more about IDnotify identity theft protection and see if it will suit your needs in 2021.
- 1 Experian IDNotify Review
- 1.1 What Is Experian IDNotify?
- 1.2 Features & Services
- 1.2.1 IDNotify Robust credit monitoring
- 1.2.2 Credit reports & scores
- 1.2.3 $1 Million in ID theft insurance coverage and recovery
- 1.2.4 Extensive internet & dark web monitoring
- 1.2.5 Lost wallet assistance
- 1.2.6 Social media surveillance
- 1.2.7 Bank account takeovers
- 1.2.8 Loan application surveillance alerts
- 1.2.9 Court record monitoring
- 1.2.10 Sex offender registry
- 1.3 IDNotify Plans & Cost
- 2 Frequently Asked Questions
- 3 Competitive Comparison
- 4 Conclusion and Recommendations
- 5 Why Do You Need Identity Theft Protection?
To say that ID theft is a nightmare is a gross understatement – people have to file for bankruptcy every day because they chose not to invest in their online security.
Don’t be one of them. And don’t let your anti-virus software do all the heavy lifting. It’s more than likely that your information will end up on the dark web if you fail to understand the importance of having a reliable ID protection service by your side.
All you need to do is spend no more than a few dollars each month and you will greatly improve your digital security and that of your loved ones’.
Today, we will try and understand why it makes sense to invest in online ID protection. We will also share with an in-depth IDNotify reviews – an identity theft protection service.
If you’re short on time, we have prepared a tabular comparison to give you a quick overview of each plan.
Credit Report and VantageScores
Monthly VantageScore Updates
Social Network Monitoring
Change of Address Monitoring
Court Records and Booking Monitoring
Social Security Number Trace
Non-Credit Loan Monitoring
Sex Offender Monitoring
Financial Account Takeover
Identity Theft Insurance
Lost Wallet Services
$5.99 a month
$5.99 a month
$5.99 a month
Experian IDNotify Review
Within the following section, you will find a comprehensive functional review of Experian IDNotify and what it offers in terms of online ID safety.
What Is Experian IDNotify?
As evident by the name Experian PLC owns IDNotify. Experian is a well-known credit monitoring firm so it is quite experienced at handling huge volumes of sensitive personal data. IDNotify happens to be their foray into the ID protection niche. IDnotify team headquartered in Austin, Texas. It is relatively a recent entrant as compared to some of the other options.
Features & Services
IDNotify Robust credit monitoring
Since Experian is a major player in credit surveillance, you can be sure that you will get thorough surveillance if you sign up with IDNotify.
Credit reports & scores
Whether you’re looking to protect yourself from fraud or want to enhance your financial health, each of its plan provides access to credit scores, which is a big plus because many other options provide credit scores only on their premium plans.
Extensive internet & dark web monitoring
Experian has ensured to give IDNotify a reliable, robust internet surveillance framework, which does a decent job at keeping your sensitive off the black market.
Lost wallet assistance
Considering most of us carry our cards and family photos, losing your wallet is a huge hassle at best and highly stressful at worse. IDNotify makes the experience somewhat bearable by making sure that you’re able to cancel your credit cards immediately after you report a stolen wallet.
Social media surveillance
Thousands get their identities stolen when their social media profiles are breached. IDNotify provides a reliable monitoring mechanism that keeps your social media information out of harm’s way.
Bank account takeovers
You will be prompted immediately if someone uses your social security information to open new bank accounts or attempts to tamper your bank account.
Loan application surveillance alerts
It will let you know immediately if someone tries to take out a loan in your name without your knowledge.
Court record monitoring
It keeps your public record spotless by making sure no one tampers your court records. You will get an immediate notification in case there is an attempt to do so.
Sex offender registry
You can get the updated sex offender registry according to your locality.
IDNotify Plans & Cost
You can choose from 3 individual plans with varying degrees of digital security. Let’s see what the plans offer:
It will cost you $9.99 a month. Unfortunately, there is no discount if you choose to pay for the year. When it comes to web surveillance, it will monitor both the internet and the dark web along with keeping a close eye on your social media profiles.
Moreover, you will get prompt assistance in case you report a lost wallet. Lastly, it provides you very good financial cover, up to $1 million, in case you fall prey to ID theft.
It will cost you $17.99 a month. The Select plan offers all the features of the Essential plan. The added cost gives you access to one bureau credit monitoring, report, and scores. Other prominent features include change of address alerts, surveillance of your court records and social security information.
At $25.99 a month, their Premier plan is indeed expensive as compared to some of the other comparable options. In addition to the features of Essential and Select plans, you will get credit monitoring reports from all 4 credit agencies. Moreover, you will have access to your credit score from one bureau.
The premier plan also offers additional surveillance for your bank accounts and will notify you in case any changes are made to your bank records. Another noticeable feature is the updated sex offender registry, which isn’t offered with the other 2 plans.
Lastly, the financial cover for ID theft victims is quite comprehensive. In addition to the $1 million insurance, IDNotify offers administrative and legal assistance and takes care of all the essential expenses such as lost wages, childcare, and line of credit.
Add ons For All Plans
Features (Sample For Premier Plan)
To bring your family under digital protection you will need to pay an extra $5.99 a month in addition to the charges of your individual plan. Again there are no discounts in case the number of minors crosses a certain figure.
Frequently Asked Questions
1. How is Turbotax connected to IDNotify?
The TurboTax help page states “Full Identity Restoration can help you get your identity back if somebody files a fraudulent return on your behalf. This service is provided by IDNotify.”
2. Is it part of Experian?
Yes, it is.
3. What is IDNotify compromised email?
It is an alert when sent through by IDNotify when someone tries to gain unauthorized access to your email.
4. Is it legit or a scam?
As explained earlier, IDNotifiy functions under the umbrella of Experian, which a very well respected credit monitoring firm trusted by individuals and businesses alike. So you can sign up for any of IDNotify’s plans without worrying about their legitimacy.
Let’s see how it stacks up against some of the other ID protection options:
IDNotify vs LifeLock
To start off, IDNotify does not offer any bulk discounts while LifeLock does. Secondly, IDNotify does not offer an app either for Android or iOS while LIfeLock does. Considering that they are both somewhat expensive, LifeLock clearly comes on top.
IDNotify vs TrustedID Premier
TrustedID seems to have a checkered history when it comes to handling public data. They suffered a massive data breach in the recent past. This alone is enough to prefer other options over it.
IDNotify vs Experian identityworks
Experian identityworks offers only 1 individual plan that starts at $19.99 a month. This makes it even more expensive than IDNotify. However, Experian does offer a 30-day risk-free trial while IDNotify doesn’t.
Conclusion and Recommendations
IDNotify is a respectable option when it comes to lower-priced ID protection services. The fact that its starter plan provides credit score monitoring makes it good value for money. However, the family plan is a bit expensive at $5.99 a child.
- Now that you have read about ID Notify, the next question is: Is There Something More Effective? A good standard of comparison is LifeLock.
- Find out which is the Perfect One To Choose among its competitors.
- Costco ID Protection Service
- LifeLock vs ID Watchdog Protection
- Check out IDShield
- ProtectMyID option
- Equifax and Experian plans
- IDNotify vs Equifax: Fits your needs
- See IDNotify and LifeLock stack up against each other
Why Do You Need Identity Theft Protection?
What Is Identity Theft?
Identity theft occurs when someone tries to access or take control of your financial information or sensitive data without your knowledge and agreement.
The Impact Of Identity Theft On Your Life
Take a look at some of the ways ID theft can bring your life to a grinding halt:
- It can cause severe financial damage such as fake bank accounts in your name and payday loan applications without your knowledge.
- Credit card fraud and tax record tampering.
- Your personal data will be made available on the black market putting your entire family at risk.
- The perpetrator could temper with your medical records to commit insurance fraud.
Here’s Why You Should Invest In ID Protection
It will probably cost you less than the price of a decent meal to subscribe to an ID protection service, yet most people fail to do so and pay dearly. Here’s why you should get digital protection:
- Constant surveillance: Your data will be under constant watch thus minimizing the chances of a breach.
- Timely alerts: Your ID theft service will let you know the moment someone tries to obtain unauthorized access.
- Financial recovery: If you suffer ID theft, there’s a good chance you will recover a good chunk of your losses provided you sign up with the service.
About the Author
Keith Morris is a 20+ year veteran of the security game, with the knowledge and experience to set you on the right track toward personal safety and security. His firm is committed to giving you the tools and know-how to combat any threat to your safety.