IdentityForce Reviews: Family Plans, Deals, Cost in 2020

9.6

Features

9.6

Customer Service

9.6

Convenience

9.6

Rating

PROS

  • ID fraud Victims are eligible for up to $1 million in compensation
  • Your medical information will be under constant surveillance, which most other options do not offer.
  • Similarly, your court records will be monitored
  • They will immediately alert you in case someone tries to take out an unauthorized loan.
  • You will get access to a credit score simulator, a handy tool to help you plan major expenses

CONS

  • Quite a hassle to sign up for the family plan. You can only do that through phone

Verdict

There is no denying that IdentityForce has several factors going in its favor. To start, it offers an expansive list of security features along with $1 million ID theft insurance. Their customer service is also one of the best in the business; lastly, it is easy to use making it an easy choice for newbies. However, it could be prohibitively expensive to get started at $17.95 a month while several other ID protection services offer their starter plans for under $10/month. If budget is not an issue for you then IdentityForce is one of the best ID protection services you can subscribe to.

Compare Plans

FEATURES

ULTRASECURE

ULTRASECURE
+
CREDIT

Price

Trial period

2 weeks

2 weeks

SSN monitoring

Bank activity alerts

Loan checks

Court & dark web monitoring

Sex offender list

Social media screening

Wallet loss assistance

Medical ID protection

ID theft insurance

$1 million

$1 million

Quarterly credit reports (all 3 credit firms)

Credit score simulator

Family Plan

Latest Offers

From groceries and doctor’s appointments to entertainment and dating, there isn’t a part of our life that is not closely intertwined with the internet. It wouldn’t be wrong to assume that most of the first world would come to a screeching halt if there was an internet blackout.

It can’t be denied that it has well and truly ushered our lives into a truly transformative era. For the most part, we love it! However, and this is a big, however, the rapid digital transformation has given birth to risks that weren’t there in the pre-internet era.

Identity theft was almost non-existent and you could rest easy knowing that you will not have your bank account wiped clean while you sleep. That, unfortunately, is not the case anymore. Hundreds of thousands fall prey to digital fraud every year and the risk seems to be getting bigger by the day. Even large corporations aren’t safe anymore.

However, you have several options to keep yourself and your family safe. One of them is investing in an ID protection software. Today, we will explore identity theft and protection. Moreover, we will look deeply into a well-known ID protection software called IdentityForce.    


IdentityForce Reviews - ID Theft Protection

You will find here detailed functional analyses of IdentityForce and what it brings to the online ID protection table.  

Is IdentityForce Legitimate? What is It?

Based out of Framingham, Massachusetts, IdentityForce stepped into the ID protection niche back in 2005, which makes it one of the oldest digital security providers. It operates under the umbrella of its parent company called EZShield, Inc. Even if you haven’t yet explored online ID protection, you will find that IdentityForce is quite easy to operate. Moreover, it provides an expansive bucket of security features and services even for its basic plan, making it ideal for newbies.     

Features & Services

Smart SSN Tracker

It will promptly alert you in case someone uses your social security number. 

IdentityForceBank alerts

A handy feature that alerts you when transactions pass a certain limit along with monitoring your credit card.

Identity theft insurance

All the plan holders get an ID theft insurance of up to $1 million.

ID restoration assistance

You will have access to a Certified Protection Expert, who will help you restore important information and accounts after ID theft.    

Lost wallet assistance

They will help you cancel your lost cards immediately while also assisting you with quick replacement.

Medical ID protection

IdentityForce will make sure that your medical records aren’t tampered with and no one commits medical fraud in your name. 

Change of address monitoring

If someone tries to redirect your mail or documentation to a different address without your consent, you will be immediately notified.

Court records surveillance

This will help you ensure that your identity is not being used for committing crimes. 

Dark web surveillance

They will monitor several hundred data points to ensure that your information isn’t up sale anywhere.  

Payday loan protection

You’ll get immediate notifications in case of an unauthorized loan application.

Sex offender list

 You will have access to an updated list of sex offenders around your locality.

Social media safety

IdentityForce will keep a close eye on all your social media profiles to eliminate any chance of a breach.  

IdentityForce Plans

IdentityForce’s plan roster is quite simple. You can choose 2 personal plans along with family plan variation for each of these. Although you won’t get a refund the good part is that you can try the plans without any risk as you can take advantage of a 2-week free trial to help you decide if it’s suitable for you.

UltraSecure Membership

  • Advanced Fraud Monitoring
  • Smart SSN Tracker
  • $1 Million Identity Theft Insurance
  • Mobile App
  • Online PC Protection Tools
  • Bank and Credit Card Activity
  • Social Media Identity Monitoring

UltraSecure + Credit

  • Advanced Fraud Monitoring
  • Smart SSN Tracker
  • $1 Million Identity Theft Insurance
  • Mobile App
  • Online PC Protection Tools
  • Bank and Credit Card Activity
  • Social Media Identity Monitoring
  • 3 Bureau Credit Monitoring
  • Credit Score Simulator
  • 3 Bureau Credit Reports & Scores

IdentityForce Family Plan

  • Advanced Fraud Monitoring
  • Smart SSN Tracker
  • $1 Million Identity Theft Insurance
  • Mobile App
  • Online PC Protection Tools
  • Bank and Credit Card Activity
  • Social Media Identity Monitoring
  • 3 Bureau Credit Monitoring
  • Credit Score Simulator
  • 3 Bureau Credit Reports & Scores

Features:

  • Advanced Fraud Monitoring
  • Smart SSN Tracker
  • $1 Million Identity Theft Insurance
  • Mobile App
  • Online PC Protection Tools
  • Bank and Credit Card Activity
  • Social Media Identity Monitoring

UltraSecure will cost you $14.99 a month or $149.90 for an annual subscription. You will get immediate alerts of any suspicious activity. They will monitor your social security number, bank accounts, address variations, loan and court records, dark web, sex offender registry, and social media profiles.

In addition to the above features, your credit card transactions will be under surveillance and you can choose an amount to get alerts once the transaction exceeds it. The plan also offers anti-spam features to keep your inbox clean. And if you fall prey to ID theft, the plan offers up to $1 million of insurance coverage. Along with monitoring your medical records, their team will also help you cancel and replace your credit cards if you lose your wallet.    


Awarded 2017 People’s Choice Stevie Award

Features:

  • Advanced Fraud Monitoring
  • Smart SSN Tracker
  • $1 Million Identity Theft Insurance
  • Mobile App
  • Online PC Protection Tools
  • Bank and Credit Card Activity
  • Social Media Identity Monitoring
  • 3 Bureau Credit Monitoring
  • Credit Score Simulator
  • 3 Bureau Credit Reports & Scores

UltraSecure + Credit: Considering its cost of $19.99 per month or $199.90 annually, this plan is quite expensive. However, the added cost gets you access to quarterly credit reports from the three bureaus – Equifax, Experian, and TransUnion. This could come in handy if you intend to apply for a substantial loan in the future as it will help you keep a close eye on your credit health. The plan offers all the features of the UltraSecure.    


Add on to UltraSecure and UltraSecure + Credit

Features (For UltraSecure+Credit):

  • Advanced Fraud Monitoring
  • Smart SSN Tracker
  • $1 Million Identity Theft Insurance
  • Mobile App
  • Online PC Protection Tools
  • Bank and Credit Card Activity
  • Social Media Identity Monitoring
  • 3 Bureau Credit Monitoring
  • Credit Score Simulator
  • 3 Bureau Credit Reports & Scores

You can choose a family plan according to the number of individuals you intend to bring under protection:

  1. For 1 adult and 1 child, you will have to pay an additional $2.75 per month in addition to the charges of whichever individual plan you choose.
  2. For 2 adults and 2 or more children, you will have to pay an additional $25 a month (for UltraSecure) and $36 (UltraSecure + Credit). The cost may seem steep but you can add as many minor as you want under the plan. 

Frequently Asked Questions

1. Does IdentityForce have a family plan?

Yes, it does.

  1. 1 adult and 1 child, $2.75 per month in addition to the individual plan
  2. 2 adults and 2 or more children, $25 (for UltraSecure) and $36 (UltraSecure + Credit) 

2. How do I cancel IdentityForce?

They won’t make you jump through hoops! The cancellation process is quick and easy. All you need to do is ring the IdentityForce customer service and your plan will be canceled. You can also do it yourself online by accessing the “manage account” section of the member dashboard.

3. What happens after I cancel a plan?

IdentityForce handles the personal information of its customers very responsibly. Once you decide to part ways with them, you can easily get your personal information deleted. Just call their member services team and they will promptly delete your information.

4. What is the recommended IdentityForce plan?

There are 2 factors that you need to consider here – your budget and security needs. If you’re just starting with ID theft protection, the UltraSecure plan will work well for you as it offers a good mix of security features along with a generous ID theft insurance of up to $1 million. However, if budget is not an issue and you require regular credit reports then you can opt for the UltraSecure + Credit plan.

5. What is the refund policy of IdentityForce?

Once you make the payment, you will not be refunded. But the good bit is that you can try IdentityForce risk-free. Both of its plans come with a 2-week trial period along with easy cancellation even after the trial period expires.

6. Does IdentityForce have a mobile app?

Yes, it has. You can download the IdentityForce app either from Google Play or the Apple App Store. Apart from keeping you secure on the go, the app is user-friendly with a low learning curve. The app interface is optimized for quick access to member dashboard and important information. It also adds an added layer of security with features such as facial recognition and touch ID. Lastly, it will promptly alert you of any unauthorized activity regarding your digital assets.

7. What information is needed to register for a plan?

You will need the following information for starting the registration process:

  • First and last name
  • Email address
  • Phone number
  • Social Security number
  • Date of birth and address

Competitive Comparison

Let’s see how it stacks up against some of the other ID protection options currently available:

IdentityForce vs. Identity Guard

When it comes to the list of security features and services, IdentityForce trumps Identity Guard. That said, it could be quite expensive to start as the basic UltraSecure plan costs $17.95 while Identity Guard’s Basic Value Plan costs only $8.99 a month and offers an insurance cover of up to $1 million.

So if budget is the primary concern then Identity Guard will certainly come across as the winner. Not to mention its ID protection framework is powered by IBM's Watson artificial intelligence.

IdentityForce vs. ID Watchdog

ID Watchdog has been in business for the same amount of time as IdentityForce. And the fact that it functions under the ownership of Equifax gives it credibility. There’s not much to choose when it comes to security features – both brands offer more or less a similar feature bucket.

However, the key difference between these brands is the availability of a family plan. While IdentityForce offers a decent family plan for each of its plans, ID Watchdog, unfortunately, doesn’t currently offer any family plans.

IdentityForce vs. Experian

Experian has an advantage over IdentityForce when it comes to pricing because its starter plan (IdentityWorks Plus) starts at $9.99 a month which is significantly cheaper than IdentityForce’s basic plan. The trial period is also more generous than that of IdentityForce’s.

Experian offers a 30-day trial period while IdentityForce offers a 14-day trial. However, IdentityForce offers superior customer service, in addition to other useful features such as the credit simulator.

We have more in-depth comparison of IdentityForce vs LifeLock. Check out Which One Wins?

Conclusion

As discussed earlier, it could be a bit expensive to get started with IdentityForce, however, it justifies additional cost by offering a more extensive feature bucket and a superior customer service. Moreover, the family plan is quite robust. Its credit monitoring service is also reliable. Read more about IdentityForce credit monitoring service and find out if Is It an Easy Decision to just pick this service. 

For those who want to look at alternatives, here are  Others You Should Check out.

Why Do You Need Identity Theft Protection?

What Is Identity Theft?

Any access to your personal or financial information without your clear consent falls under identity theft. From phishing schemes to elaborate insurance and loan frauds, it can take many forms.

Why It Makes Sense To Sign Up For An Identity Protection Service?

Most people feel safe after updating their antivirus software. The modern digital thief is way too smart for the humble antivirus. You need something reliable that is capable of withstanding multiple breach attempts. An identity protection software gives you the perfect balance of near impenetrable security and easy access to your data. Here are some compelling reasons for subscribing to one.    

Monitoring

Considering that almost every aspect of our life is dependent on the internet, it is almost impossible to monitor countless data points that may have our personal information. With a robust surveillance mechanism, ID protection software will give you a much better chance of surviving a digital fraud attempt.        

Timely alerts

The sooner you respond in case of a breach, the higher the chances of minimizing the damage. Even a small delay could be the difference between a close call and you filing for bankruptcy. ID protection software will alert you the moment they sense something is wrong.     

Information and financial recovery

 Despite best efforts, a small number of individuals do fall through the cracks. If you happen to be a victim of identity theft, it will be a very stressful experience. ID protection softwares not only help you recover financially but they will also provide legal and administrative assistance to restore order to your life. Read more about security and alerts through News From HSH.