The convenience of modern life has made us complacent about many things, including our digital security..
TABLE OF CONTENTS
1. Comparison
2. Similarities
3. LifeLock Features and Services
4. Trusted ID Features and Services
5. Conclusion
If you also happen to take your online safety casually, you will likely have to deal with a rude awakening. It’s not a question of if; it is a question of when. Especially when you consider that hackers these days won’t give up unless they get a pound of your flesh.
It’s not surprising to come across a horror story of how someone lost their savings through identity fraud or online scams.
Its free Norton Antivirus app makes it a very good reason to choose this service. It also offers social media monitoring and a dedicated resource for case resolution which other companies do not provide.
However, it doesn’t mean you have to end up with the same fate. Signing up with an online ID protection service will significantly increase your odds of surviving such attempts.
Within this article, we will compare two well-known ID protection services LifeLock and Trusted ID to help you understand what they offer and which one should you choose for your digital protection.
LifeLock vs. ProtectMyID: Comparison
- Offers a dedicated resource for case resolution
- Has no dedicated resources for case resolution
- Offers social media monitoring
- Includes antivirus with all its plans
- Doesn’t have Social media Monitoring
- Has no Antivirus features
Similarities
- They both offer bulk discounts for annual plans
- They both offer 24-7 customer support
- Both services offer generous insurance coverage for financial loss resulting from ID theft
- They both provide access to credit scores at least once a year
- They both offer dark web monitoring
LifeLock Features and Services
With plenty of experience behind them, they have captured a large chunk of the online security niche. Over 5 million individuals and families trust them with their online safety. It offers protection for your bank accounts, credit, and other sensitive information. If you are ID theft victim, LifeLock will help you with the account restoration process and offers generous coverage for financial loss resulting from digital fraud.
Pros and Cons
- Complete refund can be requested within 60-days
- Up to $1 million for financial loss and $1 million for personal expenses
- Round the clock phone assIstance
- Dedicated identity restoration departments
- Expensive family plan
- You’ll have to pay a dollar extra per month for any plan you subscribe to after 1 year
Plans and Pricing
- Standard is the cheapest of all LifeLock plans, costing $8.33/month (paid annually) or $9.99/month (paid monthly).
- The second-tier plan costs the same as the Standard option the first year–8.33/month (paid annually) or $9.99/month (paid monthly).
- But it includes Norton 360 security, and its renewal cost is higher than that of the lowest-tier plan.
- This plan costs $16.67/month (paid annually) or $19.99 per month (paid monthly). It includes Norton 360 services.
- This plan has all the others’ ID protection features plus home title monitoring, 3-bureau credit reports/scores, and more device protection services. It costs $25.00 per month (annual billing) and $29.99 per month (monthly subscription).
- Better Threat Resolution
- More Accurate Monitoring
- More thorough Customer Service
Get It Now and Enjoy OFF!
ProtectMyID Features and Services
Trusted ID started its operations in 2004. Functioning out Paulo Alto, California, it is owned by Equifax, which is a major consumer credit reporting agency.
Its feature bucket includes $1 million identity theft insurance, Equifax credit report, three-bureau monitoring, Equifax credit report lock, social security number surveillance, lost wallet assistance, and dark web monitoring.
Pros and Cons
- Up to $1 million in case you suffer financial loss due to identity theft
- You will have access to credit reports from all 3 major credit agencies
- Easy to use with a short learning curve
- Quick and consolidated access to all the key security metrics
- Trusted ID also offers a user-friendly mobile app
- 24-7 access to reliable customer support
- No social media monitoring available
- Lack of a dedicated resource to resolve identity theft cases
- You don’t have the facility to grant limited power of attorney to Trusted ID in case of ID theft. This somewhat complicates the restoration process
Plans and Pricing
- To get started, you will have to pay $13.49 a month and if you sign up for their annual plan, you can bring it down to under $11 a month.
- You will have $1million in insurance coverage.
- Include credit reports from all 3 agencies, medical record surveillance, antivirus software, internet, and dark web monitoring and you can also lock your credit reports.
- The family plan will run you $25.19 each month. You can add up to 6 family members.
- You will get all the features of the individual plan including the $1 million insurance cover.
- If you pay for the year your monthly bill will be $20.
Conclusion
Lifelock’s family plan is quite expensive when you factor $6 a child and an additional account for your partner. However, they provide great security in addition to regular access to credit reports. So if budget is not a major barrier then LifeLock makes more sense.
At $13.49, Trusted isn’t cheap. However, a healthy annual discount and access to credit reports from all 3 agencies make it a compelling option to consider.
- Better Threat Resolution
- More Accurate Monitoring
- More thorough Customer Service
Get It Now and Enjoy OFF!
Other competitors listed:
- LifeLock vs Zander: Which is better?
- IDWatchdog vs LifeLock: Compare the two
- What’s the Best ID Theft Protection Services?
- Products that Give Alerts As It Happens
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