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Home Security Heroes recommends Identity Guard Identity Theft Protection Service because of its comprehensive coverage and reliable service support. All plans have $1 million insurance and a US-based customer care team. Its basic plan offers top features while its Ultra Plan gives one of the most complete packages in the market.
Our identities, once confined to physical objects like pictures and paper, are now digital. We have access to our finances, information, and credit at the touch of a few buttons. Your credit is synchronized with your identity. Since your identity is digital and tied to your credit, it becomes an attractive target for thieves.
A total-life monitoring platform alerts you when any of your information, accounts, or credit is at risk.
- Assemble a plan that fits the needs of your family
- Risk analysis lets you be proactive instead of reactive with your information
- Both investment and bank accounts can be monitored for extra security
This makes it essential to have someone help you monitor your personal information and credit because it is next to impossible to monitor yourself. If you are considering Identity Guard vs. ProtectMyID, there are important differences between the 2 identity protection providers to assess before choosing.
Identity Guard vs. ProtectMyID: Comparison
Identity Guard Features and Services
As we continue to advance in technology, our information becomes more accessible to unscrupulous people. Our personal information can be stolen and sold on the dark web, so Identity Guard uses artificial intelligence and machine learning programs to scour the web. You’ll receive alerts if your information is found on any of these sinister websites.
Public records, by nature, are very accessible. In the wrong hands, your identity can be used in criminal proceedings or to alter documents. The title to your home is one of your most valuable assets, so any attempts to change information on it will trigger an alert. Any other court documents that are found with your information trigger an alert as well.
Fund Replacement and Insurance
Identity theft can cost you all of your financial assets. Your bank accounts can be emptied, leaving you with nothing while trying to recover your lost funds. You’ll need lawyers, experts, and legal documents in your recovery efforts. The costs add up, which is why you’re insured for up to $1 million in stolen funds and fees.
Credit, Bank, and Investment Monitoring
Your credit file has, unfortunately, become the ruling document for credit approval from lenders. Banks store all of your financial assets, and investments or retirement funds secure your future. If any of these are tampered with, you could feel the effects for a very long time.
All these accounts and files are monitored for you in Identity Guard identity theft protection. You’ll receive alerts for any activities so that you’ll know as soon as it happens.
Pros and Cons
Plans and Pricing
ProtectMyID Features and Services
ID Theft and Cyber-Security
ProtectMyID identity theft protection covers a broad swath of activities known to be frequented by thieves. Its artificially intelligent platform scans the dark web and internet for your information and sends you alerts if it is found.
Included in the scans are the social media accounts of your family (if purchased) as well as scanning public court records. If anyone tries to change your address or use your name in criminal proceedings, you’ll be alerted.
Your bank accounts are monitored for changes or access attempts in the top 2 plans. If someone tries to use your information to open new bank accounts, credit cards, or take over your accounts, you’ll be notified.
Fund Replacement and Insurance
Like other providers, ProtectMyID offers insurance to cover expenses and stolen fund replacement. Costs for lawyers, experts, and records can quickly add up during a recovery process, so you get up to $1 million to help you recover from an identity theft.
Credit and Bank Accounts
Your credit file is monitored in real-time for changes. If there are requests for credit in your name, you’ll receive alerts. ProtectMyID gives you access to your credit report in all plans so that you can view your credit history, open and closed accounts, and more.
Your bank accounts can be monitored for changes or withdrawals, which will all trigger alerts.
Pros and Cons
Plans and Pricing
If you’re looking for an identity theft plan to fit you and your family’s growing needs, look no further than Identity Guard for your security and peace of mind. Your future, and that of your family, depend on your ability to combat identity theft. Identity Guard is a great choice to protect your identity from identity thieves.
- Better threat resolution
- Better and more accurate monitoring
- More thorough customer service
Both ProtectMyID and Identity Guard have excellent identity protection plans. All of the essential identity monitoring tasks are included. ProtectMyId has some great benefits for AAA members; however, if you’re not a AAA member, there are significant differences that make Identity Guard stand out.
Identity Guard monitors changes in all of your financial accounts, not just your bank account. Investments and retirement funds are the basis for your future financial security, so you need them watched as closely as your credit, checking, and savings.
All providers may not monitor high-risk transactions, but Identity Guard stands out from other competitors here. If you store your information at retailers and merchants, data breaches are happening more and more. Identity Guard’s data breach notification allows you to prepare to deal with a data breach along with identity theft.
Additionally, Identity Guards’s customer support agents and fraud resolution agents are ready to help you challenge an identity breach when it happens so you can restore your accounts.
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