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by Calvin Fellows
Topic: ID Theft
> 3 min read
Identity Guard provides a full-life monitoring suite that provides instant alerts for everything from your children’s social media accounts to your retirement funds.
IDShield provides excellent monitoring and notification services at a lesser cost for your entire family.
Home Security Heroes recommends Identity Guard Identity Theft Protection Service because of its comprehensive coverage and reliable service support. All plans have $1 million insurance and a US-based customer care team. Its basic plan offers top features while its Ultra Plan gives one of the most complete packages in the market.
You’ve worked hard for everything you have. The last thing you want is for someone to come along and take it all from you by stealing your identity. ID theft is a risk we all face. Our lives and identities all exist in a digital realm, which isn’t very closely guarded.
Everyone should have some form of digital identity protection. If you’re looking for your digital bodyguards, Identity Guard and IDShield are two of the most popular options. In Identity Guard vs. IDShield, we extensively reviewed each plan to highlight the best options each company offers so you can arm yourself with the best identity security.
Identity Guard vs. IDShield: Comparison
WHAT YOU GET | Identity Guard | IDShield |
|---|---|---|
Pricing | ||
Coverage | Individuals and family members | Individuals and family members (up to 10 children) |
Funds Replacement and Insurance | Up to $1 million for certain costs | Up to $1 million for certain costs |
ID Recovery/Monitoring | Customer care team for recovery assistance and support |
|
Financial Account Monitoring | Total and Ultra plans only | All plans |
Credit Monitoring |
|
|
Cyber Security |
| The dark web, court records, sex offender records |
Social Security Number Monitoring | All plans | Both plans |
QUICK FACE-OFF
Similarities
Differences
Identity Guard
ID Theft, Monitoring, Cyber-Security
In an era where our identities have moved online, it is much easier to impersonate someone else using their information. IdentityGuard creates a risk management report to let you know which aspects of your identity are more at risk of theft.
Your identity and information is monitored for any use on ill-reputed domains as well as on the dark web. To further your security, you can add your family members’ social media accounts to ensure that theirs are not hijacked and held for ransom.
ID Theft, Monitoring, Cyber-Security
In an era where our identities have moved online, it is much easier to impersonate someone else using their information. IdentityGuard creates a risk management report to let you know which aspects of your identity are more at risk of theft.
Your identity and information is monitored for any use on ill-reputed domains as well as on the dark web. To further your security, you can add your family members’ social media accounts to ensure that theirs are not hijacked and held for ransom.
Fund Replacement and Insurance
If you become a victim, IdentityGuard identity theft protection insures up to $1 million in stolen fund replacement and costs incurred to recover your identity, such as lawyer fees.
Credit, Bank, and Investment Monitoring
Identity Guard monitors your credit file and reports to ensure no unauthorized uses or changes in your credit. If there are any changes, you’re notified immediately so that you can assess the activity.
Bank accounts can be linked to your IdentityGuard account so that you have constant monitoring for suspicious activities. If you have a 401(k) or other investment accounts, you can link those as well, giving you an extra set of eyes to help you watch for predatory practices.
Plans and Pricing
Value Plan
The Value plan comes in two options, individual or family. The individual pays $7.50 per month and receives $1 million in theft insurance and care team support. They also get a risk management report, data breach, and high-risk transaction monitoring. If you upgrade to an Identity Guard family plan, it costs $12.50 per month.
Total Plan
The Total Plan is available for individual coverage for $16.67 per month. It includes everything the Value package does but adds bank account monitoring, a 1-bureau monthly credit score, and 3-bureau Identity Guard credit monitoring. The family version of this plan runs $25.00 per month.
Ultra Plan
The Ultra plan is the most comprehensive of all the plans. This plan runs $25.00 per month for an individual or $33.33 for a family.
Pros and Cons
PROS
CONS
Related articles:
IDShield
Features and Services
ID Theft, Monitoring, Cyber-Security
IDShield monitors your Social Security number to ensure an identity thief is not using it. Their internet and dark web scanning technology ensure your data is not being exchanged and sold or used to set up new accounts and services.
You’ll receive notices for any activities in your name, which keeps you in the know when someone is using your information.
Fund Replacement and Insurance
IDShield identity theft protection is similar to other assistance and notification providers in that you’re insured up to $1 million in stolen funds and costs resulting as a consequence of the theft. When you consider the extra credit reports you’ll pull, the lawyers and experts you’ll need to hire, the money you have can shrink quickly.
Credit and Bank Account Monitoring
IDShield sends you alerts if anyone tries to open credit accounts in your name or takes actions reflected in your credit file. You can give your account information to IDShield, and they monitor your accounts for you and send you alerts as their system learns your spending habits and places.
Pricing and Plans
Individual Plan, 1-Bureau, and 3-Bureau
The basic individual plan covers everything a person needs to ensure their identity is being monitored for them. The price for this essential coverage is $13.95 per month for 1-bureau monitoring alerts.
If you want more IDShield credit monitoring and support for your individual plan, you can pay $17.95 per month for 3-bureau monitoring and alerts.
Family Plan, 1-Bureau, and 3-Bureau
The family plans cover the same activities but add coverage for a spouse or domestic partner and up to 10 children. The 1-bureau monitoring and alerts plan runs $26.95 per month, and the 3-bureau monitoring and alert option are $32.95.
Pros and Cons
PROS
CONS
Conclusion
Identity theft is a threat that looms for everyone. Luckily, you can get notified of any suspicious activity in your accounts immediately with an identity theft protection service.
Employing current technology, companies can offer continuous account and credit monitoring so you can take action quickly when an identity thief tries to steal your information and money.
Both of these monitoring and notification providers have very comprehensive packages. However, in our opinion, the number and quality of services provided by Identity Guard outperforms IDShield, giving it the win in this battle for your identity.
From the pennies in your child’s saving account to your investments to social media accounts and court records, Identity Guard provides monitoring services that watch over your entire life.
* The score you receive with Identity Guard is provided for educational purposes to help you understand your credit. It is calculated using the information contained in your TransUnion credit file. Lenders use many different credit scoring systems, and the score you receive with Identity Guard is not the same score used by lenders to evaluate your credit.
** Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group‚ Inc. The description herein is a summary and intended for informational purposes only and does not include all terms‚ conditions and exclusions of the policies described. Please refer to the actual policies for terms‚ conditions‚ and exclusions of coverage. Coverage may not be available in all jurisdictions.
About the Author
Calvin Fellows’ time on the force was a learning experience, showing him the darkest sides of humanity. What stuck out to him most was how preventable most crimes were; a couple of little things often stood between the loss of someone’s life or property, that simply wasn’t there.
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