Complete ID is an inexpensive identity protection tool that spots any fraudulent activity affecting your credit score and financial health. It includes identity restoration assistance to help you reclaim your stolen ID and recover any lost cash.
The persistent identity theft threat makes it vital to track your financial transactions to spot any bank account or personal information misuse. Clues that someone may be misusing your financial information include unexplained bank account withdrawals or an inexplicable poor credit score. Without trusted identity protection services, you can easily miss such clues and suffer devastating damage.
Costco Complete ID vs. LifeLock: Comparison
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Similarities
Differences
Costco Complete ID Features and Services

Identity Theft Protection
Complete ID identity theft protection lets you quickly notice when somebody uses your personal information to commit fraud. The platform notifies you when a fraudster opens a new credit line or bank account using your name to prevent or minimize financial loss. It includes SSN, dark web, and court records monitoring to protect you from the hefty price of identity fraud.

Credit Monitoring
Complete ID credit monitoring is an effective way to detect any fraudulent use of your credit lines, including credit cards. The service informs you when your credit score is suspiciously declining based on your monthly Experian VantageScore, enabling you to initiate investigations and pursue legal/financial redress right away. You receive real-time fraud alerts via email or push notifications to stay ahead of identity fraudsters.

Identity Restoration
Complete ID provides experts to advise you on due identity restoration processes if you’re an ID fraud victim. A U.S-based specialist works closely with you and relevant authorities, including the police and banks, toward resolving your ID fraud dispute.
When you need to report and stop further SSN misuse, these experts handle the necessary paperwork and phone calls. They also help with the reversal of fraudulent financial accounts takeovers and insurance compensation for all your ID theft damages and losses.

Plans and Pricing

Executive
Costco members may sign up for any of the 2 Complete ID plans. If you’re an Executive member, you pay $8.99 per month to access ID protection services. This plan includes critical services like Complete ID app notifications and personal information/credit surveillance. But child protection requires an additional subscription costing $2.99 per month for up to 5 children.

Business and Gold Star
The Business and Gold Star package costs $13.99 per month per person. The plan covers all Complete ID services, including credit monitoring, identity theft surveillance, and fraud resolution support. Child protection costs an extra $3.99 per month for up to 5 kids.

Pros and Cons
PROS
CONS
Costco Complete ID Competitor:
LifeLock Features and Services

Identity Protection
LifeLock identity protection is one of the most extensive on the market, tracking items like criminal records, home title, SSN, and address change. They also monitor the dark web and 401(k) and investment accounts to flag any fraudulent use of your personal information. The service protects your children by tracking your state sex offender registry and warning you of imminent danger.

Credit Monitoring
LifeLock credit monitoring covers reports and scores from the three credit bureaus to highlight any suspicious variances. You’ll receive alerts if somebody uses your personal information to open a credit, savings, or checking account.

Identity Restoration
If you lose your credit or debit card, LifeLock can help prevent malicious actors from using it to transact in your name. The service includes US-based support in recovering stolen financial accounts. It also includes up to ID theft insurance of up to $1 million.

Cybersecurity
LifeLock employs cybersecurity as a data theft prevention and privacy component of overall ID protection. Three of its plans include Norton antivirus device protection to safeguard your personal information from malware or spyware attacks. The product offers file-sharing site scans, VPN protection, and anonymous browsing to thwart prying eyes. You’ll get timely Lifelock app notifications in case of a data breach.

Pricing and Plans

Standard
The LifeLock Standard annual plan costs $8.33 per month or $9.99/month if you pay monthly. It doesn’t include Norton 360 security services.

Select
This plan comes with the Norton antivirus. The annual subscription costs $8.33 per month, while the monthly option costs $9.99 per month.

Advantage
Advantage includes Norton 360 services and costs $16.67/month (paid annually). Its monthly alternative costs $19.99/month.

Ultimate Plus
Ultimate Plus is the most expensive of all LifeLock plans, at $25 per month (paid annually). It also includes Norton 360 services. A monthly subscription costs $29.99.

Pros and Cons
PROS
CONS
Conclusion
Identity theft isn’t always stoppable despite the devastating financial damage it can cause you. But when you receive a timely alert about the misuse of your personal information, you can move swiftly to protect your financial accounts. It’s virtually impossible to manually track every critical data point to spot ID fraud, which is where LifeLock and Complete ID come in.
Complete ID is one of the least expensive ID protection platforms on the market today. It does an excellent job in key identity protection areas, including monitoring criminal records, sex offender registries, the dark web, and your financial accounts. Its three-bureau credit reporting and score tracking services meet industry standards. Just like its rivals, Complete ID offers ID restoration support and insurance protection to cushion ID fraud victims from financial loss.
LifeLock does exceptionally well in those areas, and it stands out in critical aspects, including the extensive coverage of personal data points. The product’s cybersecurity services minimize your exposure to ID theft, which can save you time and money.
LifeLock may be the more expensive product here, but its comprehensive suite of identity protection features is worth the investment. Start your LifeLock membership today to protect your financial future.
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